A cashback credit card is an ideal card if you pay your full balance every month. Imagine getting a discount on nearly everything that you buy. That's what you get when you swipe at the till with a cashback credit card. One of the most popular forms of reward credit cards, cashback credit cards pay you back anywhere from .5% to 4% on purchases that you make using the card. It's as if the card company is paying you to use their card - and in a very real sense, that's exactly what they're doing.
There's a wide range of credit cards that give you cash back available, and many differences other than the amount of cashback you get. Some only offer cash back on certain purchases, or on purchases from particular merchants. Others offer one percentage of cash back for some purchases and a higher percentage for others. One popular option is cashback credit cards that pays you back 1-3% on purchases of petrol or purchases made at your grocers, and .5% for all other purchases whacked on your card.
Of course, all that cash back won't offset interest charges if you carry a running balance on your card. The ideal use for this kind of card is for regular monthly expenses that you pay off in full each month. It's like getting a discount on everything you buy.
We can help you compare the different cashback credit cards available and choose the one that's right for you. Explore our comparision charts to find the best credit card for your use. A cashback credit card is ideal for you if you, make everyday purchases on your credit card, pay off your account balance each month, don't carry a running balance on your account.
American Express credit cards provide a host of benefits to their users and this one is on exception combined with a great interest rate.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 18.90% | 5% | 18.90% | Excellent Credit |  |
Great interest rates, fraud protect and money off your phone bill on a credit card from one of the most trusted UK companies
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | Money Off Bill | 16.90% | Good Credit | |
A superb cashback credit card that offers points that can be used to save up to £2000 off a new Vauxhall or £2500 off a new Saab.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 5 months | 0% 5 months | 2% | 14.90% | Excellent Credit | |
There’s no reason a business shouldn’t be rewarded for everything it spends on business credit cards and this is a great low interest choice.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 9 months | Up to 1% | 17.90% | Good Credit | |
This is a real travels card for both business and pleasure. Watch your BA miles rack up quickly on hotel bookings, car hire and shopping.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 17.90% | BA Miles | 17.90% | Excellent Credit |  |
Get great rewards from an American Express credit card. Nectar points can be spent in hundreds of retail outlets.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | Nectar Points | 15.90% | Excellent Credit | |
Pioneers of rewarding their customers this new credit card is in tune with modern lifestyles and modern spending.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 12.9% | 4.9% 36 months | Goldfish Points | 12.9% | Good Credit | |
A unique rewards card with interchangeable points that can be used for frequent flyer and hotel schemes.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 6 months | 0% 6 months | Hilton Points | 15.90% | Good Credit | |
A pioneer of cashback credit cards, this particular card has now been replaced in favour of the Gold Fish cashback credit card.
| Intro APR | Transfer Rate | Cash Back | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | 3.9% July 2010 | Buy & Fly Points | 15.90% | Good Credit | |
