The BT Visa Credit Card gives you 0% p.a. on card purchase for 12 months from the date your account is opened AND 0% p.a. on balance transfers for 3 months (3% handling fee applies). 16.9% APR typical (variable). Plus, unlike some other lenders, they guarantee that if your application is successful the rate you apply for is the rate you’ll get - no exceptions!
There is no annual fee to pay and no liability or excess to pay for theft, loss or fraudulent Internet use - On top of that, there is a free 24-hour worldwide telephone helpline and online banking service that provide control and flexibility in managing your account.
You’ll also save money on your telephone bill so apply online now.
Before applying make sure:
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
