It's often been quite difficult for self employed people to get credit against their businesses, however, MBNA have done it again with another great self employed business credit card. What sets this card apart from the competition is that there is no annual membership fee. You get all the benefits of business credit cards enabling to manage your account online - view your balance, credit limits for each cardholder and your last thirteen months' transaction history online, all from the comfort of your business or home. This leaves you safe in the knowledge that you can concentrate on running your business and not worrying about the finances. You will also be entitled to access a dedicated MBNA Business Customer Service Team - talk to a real person who knows the day-to-day needs of the business Customer whilst at the same time benefiting from specially negotiated discounts - designed for the needs of your business.
You'll also get free purchase protection insurance and MBNA goes further to protect both you and your credit card with MBNA Secure. All this makes it truly one of the best business credit cards that a self employed person can get their hands on - to apply you only have to have been running your own business for 2 or more years. If you would like to know about the alternatives then look at our business credit cards section.
Before applying make sure:
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
