MBNA dominate the business credit cards market offering a range of cards to meet the needs of every type of business' large and small. There are many advantages to a business of using business credit cards as opposed to personal cards. This particular offering is aimed at larger business with lots of employees who do lots of travelling by air. There are multiple cards available in different names on just one account with individual credit limits which makes keeping track of company expenses very easy. The account can be managed online any time of day or night - view your balance, credit limits for each cardholder and your last thirteen months' transaction history online, all from the comfort of your business or home. A dedicated account manager is also assigned to your account ensuring that you can speak to someone whenever you want that more personal approach.
A whole host of benefits come with this particular account. There’s a free balance transfer and credit card cheque facility, free worldwide travel insurance, free purchase protection insurance and employee misuse insurance. Excellent rates of interest are available which put this business credit card head and shoulders above the competition. To qualify and to apply online you must have been in business for more than 2 years. You can also business credit cards to find the right options for you.
Before applying make sure:
- You are currently employed
- You are over 23 years of age
- You are a homeowner
- You have an income of over £20,000
- You do not have any recent credit defaults (CCJ's, current arrears or missed payments) on credit cards / loans / mortgages
- You are a resident in the UK and can prove residential addresses for the past two years
