The NatWest student credit card is comparable to that which most of the main stream banks offer. The interest rate isn't the highest or the lowest and the benefits are the usual mix of shopping discounts that you'd expect. The most surprising thing about the NatWest offering is that you can only apply if you have a NatWest student bank account which seems a little short sighted. However the benefits include:
- Great retail discounts
- Up to 56 days' interest free credit on purchases
- Maximum £500 credit limit
- Straightforward repayments by Direct Debit
- Transfer money by phone
- Daily cash advance of up to £300
- No annual fee
- Worldwide acceptance
- Special offers, and the occasional free gift, from the NatWest Wine Club
This is pretty much what you'd expect from a card that's tied to the bank account. If you're already a NatWest customer, it's easy to apply for but if you're looking for more from a card there are other student credit cards you should consider before making your application.
