The Post Office offers a wide variety of personal finance products including credit cards with some rather unique benefits. This is a Mastercard provided by the Bank of Ireland which means it's got the security of a huge banking infrastructure. You'll get all the benefits you expect from credit cards these days, including low balance transfer offers, competitive interest rates and high security for your details. What sets the Post Office card apart though, is their lower interest rate for bigger purchases policy.
The Post Office (as a card issuer) understands that it's those high price items that you purchased, sitting on your account balance that makes credit cards so expensive, and they help you take a bite out of the high interest charged for them. When you whack a purchase between £500 and £2,000 on the Post Office card, and give them a call, they'll move it to a special payment plan at about half the interest. That helps you out in two ways. First, the lower interest rate means that you pay less interest on the amount due every month, which is nice in itself. Even nicer, though, is that with those interest charges knocked down to about half, you'll pay the balance off faster - and that will save you even more money.
Apply online and get your credit card in as little as six days. Add in no annual fee, no charge for using your card abroad and a minimum income requirement of only £8,000, and you've probably got one of the best credit cards for everyday AND long term purchases combined. Of course, the best way to know if it is right for you is to comparison shop. You can learn everything you need to know here at www.ariaid.co.uk about balance transfer credit cards for an informed choice, your best source for information about credit and finances.
