Excellent credit required

Credit Cards Which Require Excellent Credit
Best buys

Virgin Credit Card

The 0% card is a great all rounder with travel and accident insurance and reward points redeemable at the Virgin online members shop.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 6 months 0% 16 months 2.98% 16.6% Excellent Credit 5 Star Rating
more details apply online

American Express Platinum

American Express credit cards provide a host of benefits to their users and this one is on exception combined with a great interest rate.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
18.90% 18.90% Excellent Credit 4 Star Rating
more details apply online

GM Card

A superb cashback credit card that offers points that can be used to save up to £1500 off a new Vauxhall or £2500 off a new Saab.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 5 months 0% 5 months No Fee 14.90% Excellent Credit 4 Star Rating
more details apply online
Best of the rest

Post Office Credit Card

With over the counter commission free currency and 0% on purchases made abroad this is what you should be using to pay for your holiday.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 2.98% 16.90% Excellent Credit 4 Star Rating
more details apply online

American Express BA

This is a real travels card for both business and pleasure. Watch your BA miles rack up quickly on hotel bookings, car hire and shopping.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
17.90% 17.90% Excellent Credit 3 Star Rating
more details apply online

American Express Nectar

Get great rewards from an American Express credit card. Nectar points can be spent in hundreds of retail outlets.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
15.90% 15.90% Excellent Credit 3 Star Rating
more details apply online

American Express Red

If you’re looking low interest credit cards then RED gives you the opportunity help others all over the world whilst you spend at home.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
12.90% 5.9% 6 months No Fee 12.90% Excellent Credit 3 Star Rating
more details apply online

AOL

A good all round rewards card with two great programmes to earn points from, American Express SelectsSM and MBNA Rewards.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 16.90% Excellent Credit 3 Star Rating
more details apply online

Rate alert

WARNING: IT'S IMPORTANT THAT YOU DON'T MISS PAYMENTS. IF YOU DO, YOU WILL BE CHARGED A LATE PAYMENT FEE AND YOU MAY FIND IT DIFFICULT TO BE APPROVED FOR CREDIT CARDS IN THE FUTURE