If you're looking for a new credit card and can't decide between a MasterCard credit card and a Visa, there are some simple facts that can help you make up your mind. The first fact to keep in mind is that neither MasterCard nor Visa provides credit cards. They are both big, international companies that provide a payment system for providers who issue credit cards bearing their logo. The differences between the two are very small. They don't set the interest rates - so you won't get a better APR if you choose a MasterCard credit card over a Visa credit card, for instance.
The important factors in deciding which credit card to choose are the issuing bank or instituion, and the offers attached to individual cards. There is not just one MasterCard credit card - there are dozens, each offered with special deals and incentives to make them attractive to particular markets. The real trick to choosing the right credit card is not the objective of the major credit card company - both offer the same advantages. It's in comparing the details of the various offers for different MasterCard credit cards and choosing the one that suits your spending and life style the best.
We compare credit cards to help you choose between the many credit cards on offer with easy to read comparison charts and unbiased reviews. You'll find information on all the latest and best deals to help you decide the best MasterCard credit card for your use.
The 0% card is a great all rounder with travel and accident insurance and reward points redeemable at the Virgin online members shop.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 6 months | 0% 16 months | 2.98% | 16.6% | Excellent Credit | ![]() |
Bad credit doesn't mean you can't get credit and this bad credit credit card gives the opportunity to help you get back on top of your finances.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 29.9% | 29.9% | 3% | 29.9% | Fair Credit | ![]() |
The ethical bank is offering a superb package with up to £25,000 free travel accident insurance and great holiday and car rental discounts
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 16.90% | 16.90% | Good Credit | ![]() |
A superb cashback credit card that offers points that can be used to save up to £1500 off a new Vauxhall or £2500 off a new Saab.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 5 months | 0% 5 months | No Fee | 14.90% | Excellent Credit | ![]() |
One of few still offering 0% on balance transfers combined with online fraud protection gives you peace of mind.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 19.90% | 0% 9 months | 3% | 19.90% | Good Credit | ![]() |
With over the counter commission free currency and 0% on purchases made abroad this is what you should be using to pay for your holiday.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 2.98% | 16.90% | Excellent Credit | ![]() |
A highly competitive credit card and the only one where you will receive a gift - an Interest Payment Back to you.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 6 months | 15.9% | Good Credit | ![]() |
As well as supporting them on the terraces you can help out on a daily basis using this football credit card to make your everyday purchases.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
Great discounts from Argos, Ticketmaster, Dominos, Gifts Galore and more including an amazing 2 for 1 curry offer. Free fraud protection.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 14.90% | 14.90% | Good Credit | ![]() |
If this is something close to your heart and you want to do your bit for this fantastic organisation then apply today.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 12 months | 0% 12 months | 3% transfer within 90 days | 15.90% | Good Credit | ![]() |
Great interest rates, fraud protect and money off your phone bill on a credit card from one of the most trusted UK companies
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 13 months | 3% transfer within 90 days | 16.90% | Good Credit | ![]() |
Fantastic rewards from the club that money can’t buy are available to you with points you earn from spending on this football credit card.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
A champion’s league club offers supporters a fantastic way to help the club and benefit from great interest rates at the same time.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
An interesting loyalty card that affords you a share in the profits of the business so effectively the more you spend the more you earn.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | 0% 9 months | 3% | 15.90% | Good Credit | ![]() |
Flexible credit limits, balance updates via text and wide range of retail discounts make this a great choice for students.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 17.90% | 17.90% | Good Credit | ![]() |
A unique rewards card with interchangeable points that can be used for frequent flyer and hotel schemes.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 6 months | 0% 6 months | 2% | 15.90% | Good Credit | ![]() |
Your support helps those rising stars of the future continue to lead the club to victory while saving you a few quid at the same time.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
One of the biggest clubs in the world will enter you in their monthly prize draw when you spend to win amazing card holder only prizes.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
Show your true support and every time you use your card a contribution will be made to the club and invested in its future.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
A great loyalty card for the discerning travel earning you points with great rates at over 3700 excellent hotels worldwide.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
Play your part in the club's future and each time you use these football credit cards a contribution will also be made to at no cost to you.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
Long interest free periods plus offers discounts on holidays, hotels and car hire make this a very interesting card offer.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 6 months | 0% 13 months | 2.9% | 16.90% | Good Credit | ![]() |
Great interest rates, loyalty point that can be spent online and a free flight for every five you book online.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 16.90% | 0% 6 months | 2.99% | 16.90% | Good Credit | ![]() |
Long interest free periods on this balance transfer credit card and 4 nectar points for every pound spent makes this is a great option.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
A very similar card to the alternative offered by Sainsbury’s which its why it was discontinued in favour of their main card.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
If you like your gadgets and great rates of interest, what better way than to earn pulse beat points which you can use in Sony retail outlets.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% transfer within 90 days | 15.90% | Good Credit | ![]() |
By using these football credit cards you are not only supporting them but your contribution could make the next big signing possible.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 15.90% | Good Credit | ![]() |
This organisation does amazing work saving animals all over the world and you can join in every time you spend on this card.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% transfer within 90 days | 15.90% | Good Credit | ![]() |
Pioneers of rewarding their customers this new credit card is in tune with modern lifestyles and modern spending.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 12.9% | 4.9% 36 months | 3% | 12.9% | Good Credit | ![]() |
A pioneer of cashback credit cards, this particular card has now been replaced in favour of the Gold Fish cashback credit card.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | 3.9% July 2010 | 3% | 15.90% | Good Credit | ![]() |
Natwest offers cards to suit all circumstances. With 0% balance transfer credit cards and 0% on purchases there’s a card to suit all.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 6 months | 0% 13 months | 2.9% | 16.90% | Good Credit | ![]() |
Excellent range of discounts on gadgets, CDs, travel guides, sports gear, short breaks and free gifts make a very attractive option.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 18.90% | 18.90% | Good Credit | ![]() |
A useful credit limit and bundles of discounts from some of the UKs top retails makes this a great card to have in your pocket.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 18.90% | 18.90% | Good Credit | ![]() |









