Mastercard credit card

Mastercard Cards

If you're looking for a new credit card and can't decide between a MasterCard credit card and a Visa, there are some simple facts that can help you make up your mind. The first fact to keep in mind is that neither MasterCard nor Visa provides credit cards. They are both big, international companies that provide a payment system for providers who issue credit cards bearing their logo. The differences between the two are very small. They don't set the interest rates - so you won't get a better APR if you choose a MasterCard credit card over a Visa credit card, for instance.

The important factors in deciding which credit card to choose are the issuing bank or instituion, and the offers attached to individual cards. There is not just one MasterCard credit card - there are dozens, each offered with special deals and incentives to make them attractive to particular markets. The real trick to choosing the right credit card is not the objective of the major credit card company - both offer the same advantages. It's in comparing the details of the various offers for different MasterCard credit cards and choosing the one that suits your spending and life style the best.

We compare credit cards to help you choose between the many credit cards on offer with easy to read comparison charts and unbiased reviews. You'll find information on all the latest and best deals to help you decide the best MasterCard credit card for your use.

Best buys

Virgin Credit Card

The 0% card is a great all rounder with travel and accident insurance and reward points redeemable at the Virgin online members shop.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 6 months 0% 16 months 2.98% 16.6% Excellent Credit 5 Star Rating
more details apply online

Aqua

Bad credit doesn't mean you can't get credit and this bad credit credit card gives the opportunity to help you get back on top of your finances.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
29.9% 29.9% 3% 29.9% Fair Credit 4 Star Rating
more details apply online

Co-op

The ethical bank is offering a superb package with up to £25,000 free travel accident insurance and great holiday and car rental discounts

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
16.90% 16.90% Good Credit 4 Star Rating
more details apply online
Best of the rest

GM Card

A superb cashback credit card that offers points that can be used to save up to £1500 off a new Vauxhall or £2500 off a new Saab.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 5 months 0% 5 months No Fee 14.90% Excellent Credit 4 Star Rating
more details apply online

LloydsTSB

One of few still offering 0% on balance transfers combined with online fraud protection gives you peace of mind.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
19.90% 0% 9 months 3% 19.90% Good Credit 4 Star Rating
more details apply online

Post Office Credit Card

With over the counter commission free currency and 0% on purchases made abroad this is what you should be using to pay for your holiday.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 2.98% 16.90% Excellent Credit 4 Star Rating
more details apply online

Tesco Bonus Card

A highly competitive credit card and the only one where you will receive a gift - an Interest Payment Back to you.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 6 months 15.9% Good Credit 4 Star Rating
more details apply online

Arsenal

As well as supporting them on the terraces you can help out on a daily basis using this football credit card to make your everyday purchases.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Barclaycard Student

Great discounts from Argos, Ticketmaster, Dominos, Gifts Galore and more including an amazing 2 for 1 curry offer. Free fraud protection.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
14.90% 14.90% Good Credit 3 Star Rating
more details apply online

Breakthrough Cancer

If this is something close to your heart and you want to do your bit for this fantastic organisation then apply today.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 12 months 0% 12 months 3% transfer within 90 days 15.90% Good Credit 3 Star Rating
more details apply online

BT Card

Great interest rates, fraud protect and money off your phone bill on a credit card from one of the most trusted UK companies

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 13 months 3% transfer within 90 days 16.90% Good Credit 3 Star Rating
more details apply online

Celtic

Fantastic rewards from the club that money can’t buy are available to you with points you earn from spending on this football credit card.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Chelsea

A champion’s league club offers supporters a fantastic way to help the club and benefit from great interest rates at the same time.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Conran

An interesting loyalty card that affords you a share in the profits of the business so effectively the more you spend the more you earn.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
15.90% 0% 9 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Halifax

Flexible credit limits, balance updates via text and wide range of retail discounts make this a great choice for students.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
17.90% 17.90% Good Credit 3 Star Rating
more details apply online

Hilton Hhonors

A unique rewards card with interchangeable points that can be used for frequent flyer and hotel schemes.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 6 months 0% 6 months 2% 15.90% Good Credit 3 Star Rating
more details apply online

Liverpool

Your support helps those rising stars of the future continue to lead the club to victory while saving you a few quid at the same time.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Manchester United

One of the biggest clubs in the world will enter you in their monthly prize draw when you spend to win amazing card holder only prizes.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Newcastle

Show your true support and every time you use your card a contribution will be made to the club and invested in its future.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
15.90% 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Priority Club

A great loyalty card for the discerning travel earning you points with great rates at over 3700 excellent hotels worldwide.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
15.90% 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Rangers

Play your part in the club's future and each time you use these football credit cards a contribution will also be made to at no cost to you.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
15.90% 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

RBS

Long interest free periods plus offers discounts on holidays, hotels and car hire make this a very interesting card offer.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 6 months 0% 13 months 2.9% 16.90% Good Credit 3 Star Rating
more details apply online

Ryanair

Great interest rates, loyalty point that can be spent online and a free flight for every five you book online.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
16.90% 0% 6 months 2.99% 16.90% Good Credit 3 Star Rating
more details apply online

Sainsburys Platinum Card

Long interest free periods on this balance transfer credit card and 4 nectar points for every pound spent makes this is a great option.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Sainsburys Standard Card

A very similar card to the alternative offered by Sainsbury’s which its why it was discontinued in favour of their main card.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

Sony

If you like your gadgets and great rates of interest, what better way than to earn pulse beat points which you can use in Sony retail outlets.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% transfer within 90 days 15.90% Good Credit 3 Star Rating
more details apply online

Tottenham Hotspur

By using these football credit cards you are not only supporting them but your contribution could make the next big signing possible.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% 15.90% Good Credit 3 Star Rating
more details apply online

World Wildlife Fund

This organisation does amazing work saving animals all over the world and you can join in every time you spend on this card.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 3 months 0% 12 months 3% transfer within 90 days 15.90% Good Credit 3 Star Rating
more details apply online

Goldfish

Pioneers of rewarding their customers this new credit card is in tune with modern lifestyles and modern spending.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
12.9% 4.9% 36 months 3% 12.9% Good Credit 2 Star Rating
more details apply online

Morgan Stanley Buy and Fly

A pioneer of cashback credit cards, this particular card has now been replaced in favour of the Gold Fish cashback credit card.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
15.90% 3.9% July 2010 3% 15.90% Good Credit 2 Star Rating
more details apply online

Natwest

Natwest offers cards to suit all circumstances. With 0% balance transfer credit cards and 0% on purchases there’s a card to suit all.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
0% 6 months 0% 13 months 2.9% 16.90% Good Credit 2 Star Rating
more details apply online

Natwest

Excellent range of discounts on gadgets, CDs, travel guides, sports gear, short breaks and free gifts make a very attractive option.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
18.90% 18.90% Good Credit 2 Star Rating
more details apply online

RBS

A useful credit limit and bundles of discounts from some of the UKs top retails makes this a great card to have in your pocket.

Intro APR Transfer Rate Transfer Fee Standard APR Credit Quality Star Rating
18.90% 18.90% Good Credit 2 Star Rating
more details apply online

Rate alert

WARNING: IT'S IMPORTANT THAT YOU DON'T MISS PAYMENTS. IF YOU DO, YOU WILL BE CHARGED A LATE PAYMENT FEE AND YOU MAY FIND IT DIFFICULT TO BE APPROVED FOR CREDIT CARDS IN THE FUTURE