The question when applying for a credit card used to be 'Mastercard or Visa'. These days, it's more likely to be 'which Visa credit card is the best one for me?'. Visa is not, technically speaking, a credit card. It's a payment system that credit card issuers use to handle and process payments made through their credit card services. Most companies that issue credit cards issue both Mastercard and Visa credit cards. There are very few major differences between the two payment systems. The biggest difference used to be in acceptance - at one time there were simply more places that accepted Mastercard than those that accepted a Visa credit card. Even that has changed now, though, and both are widely accepted around the world in even the smallest towns and cities.
Visa powers nearly 90 million credit cards in the UK, and is accepted in hundreds of thousands of shops internationally. With a Visa credit card, you can shop online, transfer cash or take cash advances, and do your financial business anywhere in the world. To distinguish itself from its competitors, Visa has recently introduced a new programme to help keep your personal details safe on the internet. The Verified by Visa scheme is just beginning, but is a major step by the credit card company to combat credit card fraud on the internet, where your Chip and PIN scheme won't protect you.
If you're looking for a Visa credit card, there are dozens of card issuers that can provide you with one. Each of them offers different benefits and advantages, so it's very important to shop around and choose the one that's best for you. We make it easy to compare Visa credit card offers to help you find the best offers from trusted credit card providers, as well as reviews and comparison charts to help you make the best choices.
This bad credit credit card offers the opportunity to people who have not been able to get a card because of previous circumstances great rates.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 34.9% | 34.9% | 3% | 34.9% | Bad Credit |  |
The ethical bank has a superb package with up to £100,000 free travel accident insurance and exclusive platinum travelclub benefits.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 9.90% | 9.90% | 9.90% | Good Credit | |
Continual innovation and a drive to be the most competitive makes this probably one of the best balance transfer cards available.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% Aug 2008 | 0% June 2009 | 3% | 15.90% | Good Credit | |
MBNA Business Card with BMI Miles
With travel accident, purchase protection, employee misuse and 20,000 free bmi destinations miles your business is fully covered.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 3% | 17.90% | Good Credit | |
Alliance & Leicester Business Credit Card
FREE worldwide travel insurance and great interest rates make for one of the best business credit cards available.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 15.90% | 15.90% | Good Credit |  |
An ingenious idea for a balance transfer option that means the more you pay each month, the less interest you're charged.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 2.5% | 14.9% | Good Credit | |
This credit card the from ethical lenders make for a great combination and this low interest credit card is no exception.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 12.9% | 7% 6 months | 3% | 12.90% | Good Credit | |
If you’re self employed and looking to get credit against your business then this card provides hassle free application and benefits.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 12 months | 15.9% | Good Credit | |
There’s no reason a business shouldn’t be rewarded for everything it spends on business credit cards and this is a great low interest choice.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 9 months | 3% | 17.90% | Good Credit | |
If you are looking for greater control over your companies expenditure plus the convenience over paying by cheque this is the best option.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 18.80% | 18.90% | Good Credit |  |
A low interest rate and one of the longest balance transfer periods available make this a great option for your everyday spending.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 3 months | 0% 14 months | 2.9% | 14.90% | Good Credit | |
This credit card the from ethical lenders make for a great combination and this low interest credit card is no exception.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 12.9% | 12.9% | No Fee | 12.90% | Good Credit | |
The brand leader of balance transfer cards is aimed at the internet generation, the first to offer 0% on purchases and transfers.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% Aug 2008 | 0% Aug 2009 | 3% | 16.90% | Good Credit | |
A simple straight forward credit card with a low rate of interest and additional cards helps to keep you on top of your finances.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 0% 8 months | 8.9% life of balance | 3% | 16.90% | Good Credit | |
A brand leader in the field of helping people with bad credit rebuild their credit histories this offers a realistic option for obtaining credit again.
| Intro APR | Transfer Rate | Transfer Fee | Standard APR | Credit Quality | Star Rating |
|---|---|---|---|---|---|
| 39.9% | 39.9% | 3% | 39.9% | Bad Credit | |
